The Smith Manoeuvre is a relatively simple idea, that is to convert a mortgage to an investment loan over time and in so doing transform your non-tax deductible mortgage interest payments to tax-deductible investment loan interest payments.
The price of bitcoin has been in an absolute funk, sitting down around $3,400 US at press time. But bitcoin funks are strange ones, and in the four years since the previous funk, bitcoin is up 19x! That’s equivalent to 200% per annum. Not bad!
The practice of providing marijuana for medicinal purposes creates major challenges for employers. Employers have a duty to accommodate the user of prescription marijuana up to the point of undue hardship. In this context, management needs to set policy related to the use of prescription marijuana in the workplace.